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english/.opencode/skills/payment-integration/references/creem/overview.md
2026-04-12 01:06:31 +07:00

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Creem.io Overview

Payment infrastructure platform supporting subscriptions, one-time payments, and licensing. Functions as Merchant of Record (MoR) - handles compliance, taxes, and payment processing.

Key Features

  • Merchant of Record: Tax compliance, payment processing, global coverage
  • Subscriptions: Recurring billing, trials, seat-based, prorations
  • One-Time Payments: Single charges for products/services
  • Licensing: Activation keys, device management, validation
  • Checkouts: Hosted, embedded, no-code options
  • Customer Portal: Self-service billing management
  • Revenue Splits: Automatic payment distribution to multiple recipients

When to Choose Creem

  • Global SaaS products requiring MoR
  • Software licensing with activation management
  • Subscription products with seat-based billing
  • Digital product sales with file delivery
  • Affiliate/commission programs
  • Multi-recipient revenue splitting

Authentication

# API Key authentication
curl -H "Authorization: Bearer sk_live_xxx" https://api.creem.io/v1/...

Environment variables:

CREEM_API_KEY=sk_live_xxx        # Production
CREEM_API_KEY=sk_test_xxx        # Test mode
CREEM_WEBHOOK_SECRET=whsec_xxx   # Webhook verification

API Base URLs

  • Production: https://api.creem.io/v1
  • Test Mode: Use sk_test_ prefixed API keys

Rate Limits

Standard API rate limits apply. Check response headers for limit status.

Global Support

  • Customers: Hundreds of countries supported
  • Merchants: Global payouts
  • Languages: 42 languages for checkout localization
  • API Endpoints: references/creem/api.md
  • Webhooks: references/creem/webhooks.md
  • Checkouts: references/creem/checkouts.md
  • Subscriptions: references/creem/subscriptions.md
  • Licensing: references/creem/licensing.md
  • SDKs: references/creem/sdk.md

External Resources