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english/.opencode/skills/payment-integration/references/creem/overview.md
2026-04-12 01:06:31 +07:00

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# Creem.io Overview
Payment infrastructure platform supporting subscriptions, one-time payments, and licensing. Functions as Merchant of Record (MoR) - handles compliance, taxes, and payment processing.
## Key Features
- **Merchant of Record**: Tax compliance, payment processing, global coverage
- **Subscriptions**: Recurring billing, trials, seat-based, prorations
- **One-Time Payments**: Single charges for products/services
- **Licensing**: Activation keys, device management, validation
- **Checkouts**: Hosted, embedded, no-code options
- **Customer Portal**: Self-service billing management
- **Revenue Splits**: Automatic payment distribution to multiple recipients
## When to Choose Creem
- Global SaaS products requiring MoR
- Software licensing with activation management
- Subscription products with seat-based billing
- Digital product sales with file delivery
- Affiliate/commission programs
- Multi-recipient revenue splitting
## Authentication
```bash
# API Key authentication
curl -H "Authorization: Bearer sk_live_xxx" https://api.creem.io/v1/...
```
Environment variables:
```bash
CREEM_API_KEY=sk_live_xxx # Production
CREEM_API_KEY=sk_test_xxx # Test mode
CREEM_WEBHOOK_SECRET=whsec_xxx # Webhook verification
```
## API Base URLs
- **Production**: `https://api.creem.io/v1`
- **Test Mode**: Use `sk_test_` prefixed API keys
## Rate Limits
Standard API rate limits apply. Check response headers for limit status.
## Global Support
- **Customers**: Hundreds of countries supported
- **Merchants**: Global payouts
- **Languages**: 42 languages for checkout localization
## Related References
- **API Endpoints**: `references/creem/api.md`
- **Webhooks**: `references/creem/webhooks.md`
- **Checkouts**: `references/creem/checkouts.md`
- **Subscriptions**: `references/creem/subscriptions.md`
- **Licensing**: `references/creem/licensing.md`
- **SDKs**: `references/creem/sdk.md`
## External Resources
- **Documentation**: https://docs.creem.io
- **LLM Docs**: https://docs.creem.io/llms.txt